[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.therap.cz\/zaznam-v-registru-u-zadosti-o-pujcku-vadit-nemusi\/#Article","mainEntityOfPage":"https:\/\/www.therap.cz\/zaznam-v-registru-u-zadosti-o-pujcku-vadit-nemusi\/","headline":"Z\u00e1znam v registru u \u017e\u00e1dosti o p\u016fj\u010dku vadit nemus\u00ed","name":"Z\u00e1znam v registru u \u017e\u00e1dosti o p\u016fj\u010dku vadit nemus\u00ed","description":"T\u0159eba se pr\u00e1v\u011b i v\u00e1m stalo to, \u017ee jste se vydali \u017e\u00e1dat o p\u016fj\u010dku do banky, kde v\u00e1m k va\u0161emu velik\u00e9mu p\u0159ekvapen\u00ed sd\u011blili, \u017ee v\u00e1m \u017e\u00e1dnou p\u016fj\u010dku nedaj\u00ed, proto\u017ee m\u00e1te z\u00e1znam v registru. Ano, i n\u011bco takov\u00e9ho se u n\u00e1s \u010dlov\u011bku m\u016f\u017ee st\u00e1t! M\u016f\u017eete m\u00edt z\u00e1znam v registru, ani\u017e byste o tom v\u016fbec v\u011bd\u011bli. D\u016fvod […]","datePublished":"2018-09-20","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.therap.cz\/author\/#Person","name":"","url":"https:\/\/www.therap.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"therap.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.therap.cz\/wp-content\/uploads\/img_a324651_w2287_t1536564636.jpg","url":"https:\/\/www.therap.cz\/wp-content\/uploads\/img_a324651_w2287_t1536564636.jpg","height":0,"width":0},"url":"https:\/\/www.therap.cz\/zaznam-v-registru-u-zadosti-o-pujcku-vadit-nemusi\/","wordCount":458,"articleBody":"T\u0159eba se pr\u00e1v\u011b i v\u00e1m stalo to, \u017ee jste se vydali \u017e\u00e1dat o p\u016fj\u010dku do banky, kde v\u00e1m k va\u0161emu velik\u00e9mu p\u0159ekvapen\u00ed sd\u011blili, \u017ee v\u00e1m \u017e\u00e1dnou p\u016fj\u010dku nedaj\u00ed, proto\u017ee m\u00e1te z\u00e1znam v registru. Ano, i n\u011bco takov\u00e9ho se u n\u00e1s \u010dlov\u011bku m\u016f\u017ee st\u00e1t! M\u016f\u017eete m\u00edt z\u00e1znam v registru, ani\u017e byste o tom v\u016fbec v\u011bd\u011bli. D\u016fvod je ten, \u017ee to jedin\u00e9, v \u010dem v\u00e1m bude z\u00e1znam v registru, a\u0165 u\u017e v tom bankovn\u00edm anebo nebankovn\u00edm, v \u017eivot\u011b p\u0159ek\u00e1\u017eet, je to, zda m\u00e1te n\u00e1rok na p\u016fj\u010dku v bance.
 Tak\u017ee vlastn\u011b bu\u010fme r\u00e1di, \u017ee to tak je, a \u017ee n\u00e1m takov\u00fd z\u00e1znam v registru neovliv\u0148uje i jin\u00e9 v\u011bci v \u017eivot\u011b, t\u00edm sp\u00ed\u0161e, \u017ee po jeho z\u00edsk\u00e1n\u00ed jej m\u016f\u017eete nechat vymazat nejd\u0159\u00edve a\u017e za p\u011bt let. P\u0159itom p\u0159ij\u00edt k z\u00e1znamu v registru nen\u00ed \u017e\u00e1dn\u00e9 velk\u00e9 um\u011bn\u00ed. Sta\u010d\u00ed jedna opo\u017ed\u011bn\u00e1 platba za cokoli, nej\u010dast\u011bji za telefon, za energie anebo za zdravotn\u00ed \u010di soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed, a z\u00e1znam v registru, kter\u00fd v\u00e1m bude komplikovat \u017e\u00e1dost o p\u016fj\u010dku, je na sv\u011bt\u011b.
 Jen\u017ee co naplat, kdy\u017e takovou p\u016fj\u010dku nutn\u011b pot\u0159ebujete?
 
 D\u0159\u00edve to mohl b\u00fdt opravdu velk\u00fd probl\u00e9m, p\u0159edev\u0161\u00edm pro podnikatele. Ale dnes u\u017e jsou na finan\u010dn\u00edm trhu vedle klasick\u00fdch bank tak\u00e9 nebankovn\u00ed spole\u010dnosti, kter\u00e9 na z\u00e1znamy v registru naz\u00edraj\u00ed \u00fapln\u011b jinou optikou. Maj\u00ed toti\u017e pravidla, kter\u00e1 se od t\u011bch bankovn\u00edch v ledas\u010dem li\u0161\u00ed. Neexistuje zde p\u0159\u00edm\u00e1 \u00fam\u011brnost mezi t\u00edm, \u017ee kdy\u017e m\u00e1te z\u00e1znam, tak nem\u016f\u017eete m\u00edt p\u016fj\u010dku. Jde sp\u00ed\u0161e o to, z jak\u00fdch d\u016fvod\u016f jste tento z\u00e1znam v registru z\u00edskali. A pokud se jednalo o n\u011bjakou drobnou nedbalost \u010di o nedopat\u0159en\u00ed, tak v\u00e1m v nebankovn\u00ed spole\u010dnosti nab\u00eddnou nebankovn\u00ed hypot\u00e9ku bez registru, d\u00edky kter\u00e9 m\u016f\u017eete m\u00edt pot\u0159ebn\u00e9 pen\u00edze b\u011bhem n\u011bkolika dn\u00ed doma. A pokud se v\u00e1m n\u00e1hodou zdaj\u00ed \u00faroky u nebankovn\u00ed p\u016fj\u010dky p\u0159\u00edli\u0161 vysok\u00e9, tak sta\u010d\u00ed po\u010dkat, a\u017e v\u00e1\u0161 z\u00e1znam z registru zmiz\u00ed a svou p\u016fj\u010dku m\u016f\u017eete refinancovat, t\u0159eba v klasick\u00e9 bance n\u011bjakou b\u011b\u017enou bankovn\u00ed p\u016fj\u010dkou. D\u00edky nebankovn\u00edm p\u016fj\u010dk\u00e1m je tak pro mnoho lid\u00ed \u017eivot p\u0159\u00edjemn\u011bj\u0161\u00ed, ne\u017e b\u00fdval.
                                                                                                                                                                                                                                                                                                                                                                                         4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1znam v registru u \u017e\u00e1dosti o p\u016fj\u010dku vadit nemus\u00ed","item":"https:\/\/www.therap.cz\/zaznam-v-registru-u-zadosti-o-pujcku-vadit-nemusi\/#breadcrumbitem"}]}]